Fast credit decision
Hassle-free requirements
Non-collateral loans up to ₱100,000,000
Receive Your loan approval in as fast as 3 business days
Hassle-free Minimal documentary requirements
Non-collateral Loan amounts of up to P100,000,000
How To Apply?
The Story of EFI
EFI has been providing funding solutions to SMEs.
CUSTOMERS that are being supported by EFI
EMPLOYEES of EFI that serve the needs of our customers
For Your Reference
There are 2 ways to apply for our non-collateral business loan:
Your business should have been operational for a minimum of one (1) year and you should have a checking account (CA) that has been active for at least six (6) months. See required documents here.
We only entertain clients who have an existing checking account because we receive our clients’ loan payments through post-dated checks (PDCs).
Processing takes up to 3 business days from the receipt of complete application documents.
You will receive an email and SMS on the results of your application. In addition to that, an EFI Agent will contact you as soon as it has been approved!
Payment is done through submission of post-dated checks (PDCs) upon the release of the loan.
We are dedicated to helping local enterprises grow. As such, our business model and processes have not been developed to support personal loans.
The interest rate is subject to the approval of the credit committee. The rate may vary depending on the loan amount as well as term length. We welcome interested applicants to submit an application and to sit down with us to discuss this further.